Bike Financing
Get the bike you want now and pay for it later, at no extra cost to you.1
In-store or online: Synchrony Bank
Adventure awaits, and Synchrony Bank is here to help you get the best gear for your adventure2. You can get a decision in seconds with no impact to your credit score.
Buy online
For online purchases, you can add the product to your cart and go to checkout. On the checkout page, select the option to pay with Synchrony.
Buy in-store
You can also finance in-store purchases through Synchrony Bank. You'll need to visit the Synchrony Bank website to get started.
If you already know products what you want to buy and know the final amount after shipping and taxes for your purchase, choose Apply Now. If you aren't 100% sure what you're going to buy, and just want to see if you can take advantage of buy now pay later first, click the link to see if you prequalify.
If you’re approved, you’ll receive a temporary account number so you can start shopping right away. You can also use the same account to buy a bike online.
Online purchases: Shop Pay
Shop Pay Installments lets eligible customers pay for an order in smaller increments over time. It's powered and serviced by Affirm. It's available for orders between $35 USD and $30,000 USD.
How Shop Pay Installments works
To use Shop Pay for a buy-now, pay-later purchase, choose Shop Pay as the payment option at checkout. You will need to sign in or create a new Shop Pay account. Then, choose the option to pay in installments.
If you don't see the option at checkout, it might not be available for that product. Contact our store if you have questions.
When you choose Shop Pay Installments at checkout, you're applying for a loan through Affirm. You'll make your payments to Affirm either bi-weekly or monthly, depending on your plan. You can also choose to pay off your loan early without any penalties.
What to expect after applying for Shop Pay Installments
After you apply for Shop Pay Installments, Affirm will review your application. You'll receive an email from Affirm at the email address you use for Shop Pay, letting you know whether you're approved.
You can't customize your payment schedule, but you can make early payments. You can also make manual payments in the Shop app or in your Shop account from your browser.
Do You Have Questions About Financing a Bike?
We're here to help. If you have any questions about financing a bike, or any other purchase with us just use the button below to get in touch.
Disclaimers
1. 0% APR Financing is available from Synchrony Financial. This is only offered to qualifying buyers on approved credit. Financing through PayPal Pay Later does come with an APR determined by PayPal, which does result in a higher cost to the buyer than what is listed on our website.
2. On approved credit. Not all buyers will qualify.
3. Additional Disclaimers – Financing your purchase at Airpark Bike Co is provided by PayPal, Shop Pay Installments, or Synchrony Financial. Financing is available to qualified buyers and Airpark Bike Co does not make the determination of eligibility for financing. The financing process with PayPal, Affirm via Shop Pay Installments, and Synchrony Financial acts as a payment method to Airpark Bike Co. Airpark Bike Co does not accept your payments after the sale is completed. All payments are made to PayPal, Affirm, or Synchrony Financial. Airpark Bike Co makes no promises and accepts no responsibility with regards to payments to your financing provider or any outcomes due to a failure to make payments or a failure to make payments on time. Airpark Bike Co accepts no responsibility for any effect on the credit score of the applicant through the application process, or any effect to the credit score after the purchase is completed. Airpark Bike Co does not have any input into what constitutes qualifying for credit, nor does Airpark Bike Co set a credit score that may be used to determine qualification.